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Our Core Values



Just & Fair



Our Vision

The Premier Partner in Ethical Banking

Our Mission

To provide innovative and customer-centric sharia compliant banking service through inspired professionals and state of the art technology while creating sustainable value to our stakeholders

Known for Trust,
Honesty & Customer

Hijra Bank was established on January 16, 2020 in the wake of the long-awaited government’s approval of full-fledged interest-free banking in Ethiopia. A large part of the Muslim community in Ethiopia was financially excluded for decades due to the absence of Sharia-compliant banks in the country. Hijra Bank was founded to respond to this age-old appeal of this community. Inclusivesince its very inception, Hijra bank has demonstrated its strict adherence to its core values of inclusion, fairness, and diversity in all its operations. Unlike most financial institutions in Ethiopia, which started with a small group of elites from a specific geographical area, Hijra has set off with a solid foundation of 9,000+ small farmers, pastoralists, unbanked communities, peasants, and small traders from all parts of the country. The bank's inclusiveness and diversity philosophy is also reflected in branch expansion, resource allocation, and staff recruitment.

Within a year of operation, Hijra Bank has built a strong reputation for its unwavering subservience to Sharia principles. All the bank’s financial products and services are regulated by Islamic Banking principles. They are periodically reviewed and approved by the Sharia Advisory Committee, consisting 7 members of Sheiks, imams, and respected religious scholars. Furthermore, the bank’s Core Banking System is acquired from the first and only AAOIFI-certified Sharia-compliant software solutions: iMAL.

With its vision to be ‘the premier partner in Ethical banking’, Hijra Bank is expanding into more and more territories through its 45 branches, making it one of the fastest-growing banks in the country. The bank has also leveraged digital technologies with Mobile and Internet banking to enhance financial inclusion to more than 185,000 customers across the nation. In addition to its regular banking operations, Hijra Bank is taking the leading role in the promotion of Islamic banking in the country through media campaigns and community engagements.

Our Awards

Outstanding performance and achievements.

Best Retail Bank in Ethiopia 2022

  • Year: 2022
  • Award by: Cambridge
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Bank of the Year

  • Year: 2022
  • Award by: Global Islamic Finance Award